COLOBUS

the money guides

Loans/Lending

What goes into a business plan?

Sometimes clients ask us for guidance on how to write and what to include in a business plan. Some people think a financial model or financial projections are the business… Read more >

Categories: Business advice, Debt, Equity, Loans/Lending,

Personal Guarantees

Personal Guarantees If you borrow money, you may be asked to provide a personal guarantee (PG) to the lender. On the face of it, a PG costs you nothing…. Read more >

Categories: Loans/Lending,

Dealing with banks and other lenders

If you need to borrow money, you need to persuade someone to lend it to you. You need cash to grow your business, and most businesses borrow in one form… Read more >

Categories: Debt, Loans/Lending,

5 reasons why you should NOT take out a business loan

5 reasons why you should NOT take out a loan: Cost – you’ll have to pay interest and fees. Repayment – loans must be repaid. If you don’t, you could… Read more >

Categories: Debt, Loans/Lending,

Recent money guides

What goes into a business plan?

Types of debt capital

Personal Guarantees

Deferred VAT – AGAIN!

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turnaround

negotiation

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